Terms of Service

By using MyBillsApp, you agree to these Terms of Service. If you do not agree, please do not use the service.

1. What MyBillsApp Does

MyBillsApp helps you track bills and bank transactions by extracting information from documents you upload or forward — including bills, invoices, and bank/credit card statements — and organising that information for your review. You review and confirm all extracted information before it is saved to your records.

2. Accuracy of Extracted Information

MyBillsApp uses automated document-reading technology to extract data from the bills and statements you provide. While we aim for accuracy, this technology can make mistakes. You are responsible for reviewing and verifying all extracted information — including amounts, GST, dates, and balances — against your original documents before relying on it, particularly for tax, accounting, or financial decisions. MyBillsApp is a organisational tool, not a substitute for professional accounting or tax advice.

3. Your Account

You are responsible for:

• Keeping your login details and PIN secure. A PIN is mandatory for all accounts and is required to access your MyBillsApp data.
• The accuracy of any information you manually enter.
• Ensuring you have the right to upload and process any documents you provide (e.g. bills addressed to you, or that you're authorised to manage on someone else's behalf, such as a family member's bills).

4. Acceptable Use

You agree not to:

• Use MyBillsApp for any unlawful purpose.
• Upload documents you don't have the right to process.
• Attempt to interfere with or disrupt the service.
• Use the service to process another person's financial information without their consent, except where you are legitimately authorised to manage their affairs (e.g. a family member's bills with their knowledge).

5. Your Content

You retain ownership of the documents and data you upload. By using MyBillsApp, you grant us permission to process that content solely for the purpose of providing the service to you (e.g. extracting and displaying bill information).

6. Service Availability

We aim to keep MyBillsApp available and reliable, but we do not guarantee uninterrupted access. We may modify, suspend, or discontinue features of the service from time to time.

7. Data Security

We take reasonable steps to protect your information, including measures such as mandatory PIN protection and secure data handling practices. However, no online service can guarantee complete security. You acknowledge that the transmission and storage of information over the internet carries inherent risks, and that unauthorised access, hacking, data breaches, or other security incidents beyond our reasonable control may occur despite our efforts. To the maximum extent permitted by law, appsilove Pty Ltd is not liable for any loss or damage arising from such incidents, except where caused by our negligence.

8. Limitation of Liability

To the maximum extent permitted by law, appsilove Pty Ltd is not liable for any loss or damage arising from:

• Errors or inaccuracies in automatically extracted bill or statement data.
• Reliance on information within MyBillsApp without independent verification.
• Service interruptions, data loss, unauthorised access, or security breaches, except where caused by our negligence.
• Any bugs, defects, or errors in the app's functionality.

By using MyBillsApp, you agree that, to the extent permitted by law, you use the service at your own risk and will not hold appsilove Pty Ltd responsible for losses arising from app errors, security incidents, or reliance on inaccurate data.

Nothing in these Terms excludes any consumer guarantee or right you have under the Australian Consumer Law that cannot be lawfully excluded.

9. Termination

You may stop using MyBillsApp and request account deletion at any time by contacting support@mybillsapp.com.au. We may suspend or terminate accounts that breach these Terms.

10. Changes to These Terms

We may update these Terms from time to time. Continued use of MyBillsApp after changes are posted constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of Queensland, Australia.

12. Contact Us

Questions about these Terms can be sent to:

support@mybillsapp.com.au